Redefining Retirement Plans

Driven by the pursuit of promoting change, you will find our retirement planning process to be simplified, transparent, and well-received by your employees. Our dedicated approach is designed to reduce the level of fiduciary risk that naturally comes with starting a corporate retirement plan and further increase the level of financial literacy within your workplace environment.

 
 

plan design & implementation

Creating the optimal corporate retirement plan starts with having a deeper understanding of your company’s culture.

Let us walk you through the essential aspects of a corporate retirement plan - how much it’s projected to cost, what type of integration functions you can expect and the features you would like to see incorporated.

Our areas of focus:

  • 401(k)

  • 403(b)

  • 457 Governmental

  • Profit Sharing

  • Employee Stock Ownership Plans (ESOP)

  • Defined Benefit Plans

  • Executive Benefits/Non-Qualified Plans


investment selection & monitoring

A retirement plan’s investment options is not a set it and forget it feature. As investment companies and market conditions change, we work to update your investment fund line-up to maintain its best-in-class status.

Our process of selection is balanced, objective, and conflict-free. As our client, you can expect that our advice promotes only your best interest and we ensure that by sitting on the same side of the table as you.

You will not see us defaulting to just the lowest cost option available because we understand that the most economical cost solution isn’t necessarily the best solution. Running a successful retirement plan is just like running your successful company-you don’t cut corners and fill it with only the lowest cost option available.

That is why our investment selection and monitoring process goes beyond cost. We factor in other objective areas of consideration that are often overlooked by less adept advisors such as investment company strength, performance, and future outlook.


analysis, benchmark & modernization

For companies with an existing retirement plan, we will review with you what is working, what is not and explain to you the fiduciary liabilities that can be mitigated and collaborate with you on crafting an optimized retirement plan.

Our process will help you determine whether you are overpaying for the services you are receiving and whether you are performing on par with the national averages concerning fees, performance, and retirement readiness.

If you have not had your plan benchmarked for improvements within the last few years you most likely are overpaying and taking on additional fiduciary liabilities. Our no-cost analysis will at the very least better educate you on how your plan could be running if optimized by us. More information →


participant support & education

At the very core of each company lies its employees-the beating lifeline that allows each company to fulfill their mission objectives. Retirement plans, for decades, have done no more to promote your employee's financial wellness. Retirement plan advisors historically did only the bare minimum which was to encourage savings into the plan. Naturally, this was done so to further line their pockets in fees and expenses extracted from your employees.

Our holistic approach is designed to educate your employees to find a better balance between savings and enjoying their lives. Our understanding of what it takes to be financially free is instilled in our educational sessions with your employees and further defined in the free one-on-one’s.

Very often, our message isn’t to promote retirement savings. Our information can be about debt reduction or financial safety net awareness. Just as how each of your employees is unique, such is our message.